Cash back comparison

BeFrugal vs RebatesMe: which pays more cash back?

We compared rates across the stores we track, plus how each platform actually pays you - minimums, methods, and speed. Here's how they stack up. Both are smaller, deal-community favorites rather than household names - here's how their actual terms compare.

Store rate comparison based on Savvli's tracked catalog. Payout terms verified independently - see sources below.

2
Stores where BeFrugal pays more
7
Stores where RebatesMe pays more
9
Stores where rates currently match

Store-by-store rates

Sorted by whichever platform's rate is higher. Rates change frequently on both platforms - always check the live rate before you buy.

Store BeFrugal RebatesMe Higher rate

How each one actually pays you

Rate isn't the whole story - minimums and payout speed matter just as much if you want to actually see the money.

BeFrugal

Minimum payout
$0.01 for PayPal, direct deposit, Venmo, or Zelle. $25 minimum for a mailed check
Payout frequency
On demand once cash back reaches payable status (typically 30-90 days after purchase, set by the retailer)
Payout methods
Check, PayPal, direct deposit, Venmo, Zelle, or eGift card (some eGift cards include a payout bonus)

RebatesMe

Minimum payout
$10 in payable cash back
Payout frequency
On demand once the threshold is met - earnings commonly sit pending around 90 days first
Payout methods
PayPal, credit card (Visa/Mastercard, capped at $1,500 per request), mailed check, or gift card

Best by category

Based on which platform has the higher average rate across the stores we track in each category.

Common questions

Is BeFrugal better than RebatesMe?

RebatesMe had the higher rate on more of the stores we track, but BeFrugal's payout terms are more flexible - no minimum at all for PayPal, direct deposit, Venmo, or Zelle, versus RebatesMe's $10 threshold.

Which has no minimum payout?

BeFrugal - its minimum is $0.01 for PayPal, direct deposit, Venmo, and Zelle (only a mailed check carries a $25 minimum). RebatesMe requires $10 in payable cash back before you can cash out.

How long does cash back take to become available?

Both hold earnings pending before they're payable. BeFrugal's window is typically 30-90 days depending on the retailer's return policy. RebatesMe's is commonly around 90 days as well.

Do either offer a rate-match guarantee?

BeFrugal advertises a Highest Cash Back Guarantee - if you find a higher rate elsewhere within 24 hours of your purchase, they'll match it at 125%, subject to their terms.

Check every platform at once

Skip comparing one pair at a time - search a store on Savvli and see every rate we track, ranked.

Search a store → See all comparisons →

Rate comparison reflects Savvli's tracked catalog and may not include every store or current promotion. Payout terms sourced from each platform's published help documentation as of 2026 and may change - confirm current terms on each platform before relying on them.