Lowe's cash back rates

Verified 2026-10-01

Compare rates across Rakuten and TopCashback to get the most back at Lowe's.

Calculate your cash back

$
Best rate
T TopCashback
4%
Cash back
No minimum
Shop & earn 4% → TopCashback bonus →
R Rakuten
1%
Cash back
Paid quarterly - excludes lumber, decking, installations
Activate 1% → Rakuten bonus →

Shopping tips

TopCashback has the best rate right now at 4% for Lowe's. Big-ticket items like appliances, installations, or special orders are often excluded or capped separately from the standard rate. Clear your cookies before you click through - cash back tracking breaks easily with ad blockers or a second tab open.

FAQ

How do I get Lowe's cash back?

Use TopCashback's 4% offer above to get to Lowe's - don't navigate there separately first. The rest of the checkout works exactly like normal.

Which site pays the most for Lowe's?

TopCashback, at 4%. That can change, so with 2 providers tracked here for Lowe's, it's worth a quick check before anything big.

Is it "cash back" or "cashback"?

Both spellings mean the same thing. We write it as "cash back" (two words) throughout this Lowe's comparison, but you'll often see "cashback" (one word) used interchangeably elsewhere - so search however feels natural to you.