Cash back comparison

Mr Rebates vs TopCashback: which pays more cash back?

We compared rates across the stores we track, plus how each platform actually pays you - minimums, methods, and speed.

Store rate comparison based on Savvli's tracked catalog. Payout terms verified independently.

1
Stores where Mr Rebates pays more
5
Stores where TopCashback pays more
12
Stores where rates currently match

Store-by-store rates

Sorted by whichever platform's rate is higher.

StoreMr RebatesTopCashbackHigher rate

How each one actually pays you

Mr Rebates

Minimum payout
$10 in available (non-pending) rebates
Payout frequency
Monthly - payouts requested any time are sent on the 1st of the following month. New earnings sit pending for 90 days before becoming available
Payout methods
PayPal, Venmo, mailed check, or gift card

TopCashback

Minimum payout
None - cash out as soon as earnings reach payable status
Payout frequency
On demand, any time after earnings clear
Payout methods
PayPal, Venmo, ACH bank transfer, prepaid Visa/Amex card, or gift cards (some gift cards may require a minimum)

Best by category

Common questions

Is Mr Rebates better than TopCashback?

On rate alone, TopCashback had the higher rate on more of the stores we track (5 vs 1, with 12 tied). But minimum payout and payout speed matter too - check the payout details below before deciding.

Which has the lower minimum payout, Mr Rebates or TopCashback?

Mr Rebates: $10 in available (non-pending) rebates. TopCashback: None - cash out as soon as earnings reach payable status. Compare these against how often you'll actually hit the threshold based on your shopping habits.

How often do Mr Rebates and TopCashback pay out?

Mr Rebates pays monthly - payouts requested any time are sent on the 1st of the following month. New earnings sit pending for 90 days before becoming available. TopCashback pays on demand, any time after earnings clear.

Can I use both at the same time?

No - cash back is tracked by whichever platform's link you clicked through last before checkout, so using both on the same purchase doesn't stack. Pick whichever has the better rate and terms for that specific store.

Check every platform at once

Search a store on Savvli and see every rate we track, ranked.

Search a store → See all comparisons →

Rate comparison reflects Savvli's tracked catalog. Payout terms sourced from each platform's published help documentation as of 2026 and may change.