Cash back comparison
We compared rates across the stores we track, plus how each platform actually pays you - minimums, methods, and speed. Here's how they stack up. Rakuten has the larger store network and a longer track record; Mr Rebates counters with monthly payouts instead of quarterly.
Store rate comparison based on Savvli's tracked catalog. Payout terms verified independently - see sources below.
Sorted by whichever platform's rate is higher. Rates change frequently on both platforms - always check the live rate before you buy.
| Store | Rakuten | Mr Rebates | Higher rate |
|---|
Rate isn't the whole story - minimums and payout speed matter just as much if you want to actually see the money.
Based on which platform has the higher average rate across the stores we track in each category.
On raw rate, Rakuten had the higher rate on more of the stores we track. But Mr Rebates pays out monthly rather than quarterly, so if you don't want to wait three months to see your money, that's worth weighing against the rate difference.
Yes, in terms of frequency - Mr Rebates processes payout requests monthly versus Rakuten's quarterly schedule. Both platforms hold new earnings pending before they're available, though: Rakuten confirms on the store's timeline, and Mr Rebates specifically holds earnings pending for 90 days.
Rakuten's is slightly lower - $5.01 versus Mr Rebates' $10 - but the difference is small enough that it rarely changes which one makes sense for a given purchase.
No - cash back is tracked by whichever platform's link you clicked through last before checkout. Pick whichever has the better rate for that specific store.
Skip comparing one pair at a time - search a store on Savvli and see every rate we track, ranked.
Search a store → See all comparisons →Rate comparison reflects Savvli's tracked catalog and may not include every store or current promotion. Payout terms sourced from each platform's published help documentation as of 2026 and may change - confirm current terms on each platform before relying on them.